Ghibli Insurance - Maserati Ghibli Forum
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post #1 of 49 (permalink) Old 02-14-2014, 12:17 PM Thread Starter
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Ghibli Insurance

Hi, I've just got a quote from my insurance guy. $1,800 for 6 month. I can't believe it. this is from Farmers. I'm paying $500/6month for my Cayenne. how much are you guys paying for insurance and from which insurers?

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post #2 of 49 (permalink) Old 02-14-2014, 12:41 PM
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I pay $2,053.40/6 mos. for my Ghibli, F Type and Escalade COMBINED and that's with fully maxed out coverage thru Geico. $1,000,000 Bodily Injury, etc.

Broken down as follows:

$784.70/6 mos. for Ghibli
$752.40/6 mos. for F Type
$516.30/6 mos. for Escalade

I know an insurance agent who lives across the street from me who quoted me $2,900/6 mos.. for the same coverage and he said what I'm getting is impossible to beat. So I would check Geico!

2014 Maserati Ghibli S Q4: Blu Emozione/Nero
2014 Jaguar F Type V8 S: Salsa Red/Jet
2011 Cadillac Escalade ESV Plat.: White Diamond/Brown

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post #3 of 49 (permalink) Old 02-14-2014, 01:57 PM
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State Farm $945 for 6 months $100K/$300k and $250 Ded......Central NJ.........I have been with SF for many years and the also have my HO and UMB coverage too. You should check Progressive who can be competitive.
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post #4 of 49 (permalink) Old 02-14-2014, 02:17 PM
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Blimey - US insurance is pricey!

Had a few quotes in the UK for the Ghibli for which I am awaiting delivery.

Between 350 and 400 for annual insurance and GAP insurance for 4 years, 300.
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post #5 of 49 (permalink) Old 02-14-2014, 02:23 PM
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Originally Posted by blueghibli View Post
Hi, I've just got a quote from my insurance guy. $1,800 for 6 month. I can't believe it. this is from Farmers. I'm paying $500/6month for my Cayenne. how much are you guys paying for insurance and from which insurers?
While rates are dependent on many things including the area you live in, for example I live in Chicago but just outside of the city borders so my rate is lower then a Chicago resident, Farmers shouldn't be that high. That sounds like the rate for a GranTurismo or Quattroporte not Ghibli. My rate with Farmers is roughly $1500 a year. Other obvious factors that impact it are coverage (have the highest coverage for medical, liability, and state minimum for collision, etc.), your deductible (mine is $1,000) and your driving record (luckily I have a clear record).

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post #6 of 49 (permalink) Old 02-14-2014, 03:07 PM
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Maserati quattroporte as 3rd car with traveler is 348 dollars/6 months. I am not sure for a first or second car
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post #7 of 49 (permalink) Old 02-14-2014, 03:38 PM
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Originally Posted by anderson_b76 View Post
While rates are dependent on many things including the area you live in, for example I live in Chicago but just outside of the city borders so my rate is lower then a Chicago resident, Farmers shouldn't be that high. That sounds like the rate for a GranTurismo or Quattroporte not Ghibli. My rate with Farmers is roughly $1500 a year. Other obvious factors that impact it are coverage (have the highest coverage for medical, liability, and state minimum for collision, etc.), your deductible (mine is $1,000) and your driving record (luckily I have a clear record).
I live near Anderson and pay $470/6 months for the SQ4 through State Farm. I have 500k coverage but 7.5k yearly miles. I also have every kind of discount applied to this rate possible because all my other coverages are through SF.
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post #8 of 49 (permalink) Old 02-14-2014, 04:03 PM
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Just called Travelers and they confirmed that the premium would change for a Ghibli SQ4 as commute car: 389/6 months in the great state of Idaho
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post #9 of 49 (permalink) Old 02-14-2014, 08:14 PM
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I was actually pretty impressed with the insurance rate. I have been paying $59 a month for a BMW 335x (2011) and my Maserati is costing me $78 a month. It's totally worth the extra $18 a month. These rates are with State Farm in Minneapolis with a fairly clean driving record and many many years with State Farm.
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post #10 of 49 (permalink) Old 02-18-2014, 10:05 PM
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In Nevada I pay $2245/yr for max coverage on the Ghibli and my 2012 SLK55. It was $100 more per year than my "13 Audi Q7.
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