Hi guys, this week was a little bit of disappointment to me. I finally found the car that I wanted to get however my lease application got denied. I received a very nice offer for a 2014 Ghibli with sports package, 19 inch wheels and navigation. The vehicle price was $78k and the dealership offered it for $67k plus fees ($74k all in). My monthly payment with $5000 down /10k miles supposed to be $780.00 a month. I think it was a pretty sweet deal.
Anyway, I just paid off most of my debt but for some reason it takes time for the agencies to update the score. They said that I qualified for Tier B so I understood that it would be much more than $780 a month so I dropped it.
I want to get the car anyway, I'm not sure if my credit will go up immediately to 700 point to qualify, but I would like to know my options. I was thinking about paying right away for 18 months of lease or something like that. I don't know if it is recommended or not but I can't think of anything else. Do you guys know any other ways of leasing if the credit score is not that good?
thank you
Anyway, I just paid off most of my debt but for some reason it takes time for the agencies to update the score. They said that I qualified for Tier B so I understood that it would be much more than $780 a month so I dropped it.
I want to get the car anyway, I'm not sure if my credit will go up immediately to 700 point to qualify, but I would like to know my options. I was thinking about paying right away for 18 months of lease or something like that. I don't know if it is recommended or not but I can't think of anything else. Do you guys know any other ways of leasing if the credit score is not that good?
thank you