Interesting….my dealer said nothing to me about this. I was originally with Farmers and got quotes from State Farm, Allstate, Nationwide and Progressive.
just got my car fixed through Geico (scratched the car when driving into my own, tiny garage) and only had to pay the $500 deductible, of the total $1,980.Keep in mind one thing I just learned. I use Geico and it's dirt cheap even on maxed out coverage, but there's a reason why. I just had very minor damage on the car after hitting a pole. The Maserati/Ferrari Collision Center claimed $10,000 in damage, of which my insurance would only cover a small portion of it because not only do they not cover the full labor rates that the semi exotic brands require, but Geico also thinks a Maserati can replaced with "generic" parts when possible and not Maserati branded parts. I ended up paying out of pocket and taking it to a private guy who did it for $2300, but you get what you pay for. I'll likely be switching insurance companies soon to Farmers or State Farm after learning this.